After our initial profile meeting, we now have the information
needed to create a financial plan for you and your family. With
careful consideration of your unique life situation, we match your needs with
the relevant services that we offer. Because we are a full service
financial firm, we do not promote any particular product but rather
any product that makes sense for our clients.
Below, you will find a list of some of the primary financial services that we offer. Your
financial plan might include some or all of these services depending upon your needs.
Many of our clients are unaware of the possibilities until we show them the financial plan that we
have put together for them. However, it doesn't end there. In the next step we make your plan perform for you.
Retirement Planning - Determining the effect taxation and inflation have on retirement assets and developing investment and insurance strategies to assist in meeting your retirement goals.
Tax Management - Making sure you and your heirs don't pay a penny more in taxes than the law requires by looking for opportunities to reduce both current and future tax liabilities.
Estate Planning - Preserving your estate for your intended heirs in manner consistent with your goals. Document review and drafting (Wills, Trusts, Powers of Attorney, Living Will) by advisor and practicing attorney Brian J. Downey through Brian J. Downey, PA., an independent legal firm.
Risk Management - Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the best policy for individuals and businesses.
Education Funding - Recommending investment and accumulation strategies to help you pay for your children's education.
Investments - Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach and exceed your goals.
Asset Protection - Protecting assets from creditors for both you and your heirs to help preserve your legacy.
Employee and Executive Benefits - Helping your business attract and retain qualified employees through benefit packages.